Smartie — Smart Income and Expenditure
Clearer financial data. Stronger mortgage outcomes.

Spend less time chasing documents.
Submit better-prepared mortgage applications.

Mortgage brokers can spend significant time chasing documents, reviewing bank statements and going back to clients for additional information. At the same time, lenders are increasingly focused on the accuracy and integrity of supporting documentation.

With the applicant's consent, Smartie securely connects to their bank account and can analyse up to 12 months of banking data, giving you a clearer view of income, financial commitments and affordability before you submit the deal.

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Save time

Spend less time chasing documents and manually reviewing statements.

12
Up to 12 months of data

Analyse consumer-permissioned banking data over a meaningful period.

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Improve document confidence

Reduce reliance on manually supplied financial documentation.

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Identify issues earlier

Spot information that may need clarification before lender submission.

From as little as $5 per report Simple, low-cost access to verified affordability insight, with continued monitoring available to help you stay informed as a client's financial position changes.
From $5 / report

Broker Intake Form

Tell us a little about yourself so Smartie can get you started.

What is your biggest challenge today? (Select all that apply)
Would you be interested in trying Smartie with a client? *

Built for a regulated mortgage environment

Smartie provides consumer-permissioned financial insight that can support broker review and application preparation. The FSRA mark is shown for regulatory-context reference only. Smartie is not represented here as being endorsed by or affiliated with FSRA.